Did the money move?
A bank or payment record can help establish the timing and amount of a movement.
Reconciliation
Money movement can confirm a payment. It cannot explain the whole record.
Reconciliation is useful when payment information can be reviewed beside the record it may relate to, while business purpose and treatment remain separate questions.
Review the relationship
Compare the payment with the business record before you treat them as the same event.
The useful signal is the relationship between the two records, not a confident-looking automatic match.
Payment record
Date19 Aug 2026
DescriptionADOBE *CREATIVE
Amount£56.98
Review
Business record
MerchantAdobe Creative Cloud
PurposeClient presentation work
EvidenceReceipt linked
Three questions
A match is only one part of the review.
Which business record does it relate to?
The reviewer still needs enough context to connect the payment to the correct income, expense or invoice record.
What does the record mean?
Business purpose, evidence and treatment remain questions that payment direction alone cannot answer.
Boundary
Reconciliation supports the record. It does not replace judgement.
No live-bank promise
This website does not claim live Open Banking connectivity for the current public beta.
No automatic-certainty promise
A possible match can still need user review and surrounding business facts.
No tax conclusion from direction alone
Money leaving or entering an account does not by itself prove claimability, income type or final tax treatment.